* TIME IS RUNNING OUT!!
For buyers, if you want to take advantage of qualifying for your mortgage before the rules change time is of the essence . Buyers have until APRIL 19TH 2010 to qualify before the following new changes come into effect;
. Qualifying interest rates guidelines will change as follows:
. HELOC'S, and Fixed Rate Mortgages of terms less than 5 years and all Variable Interest Rate Mortgages: Applications will be adjudicated based on the greater of the 5 year Bank of Canada Benchmark Rate, OR the actual customer rate (inclusive of any customer discretion).
. Fixed Rate Mortgages of terms 5 years or greater: Applications will be adjudicated based on the actual customer rate (inclusive of any customer discretion).
. This change applies to both conventional and insured mortgages.
So take advantage now and call me to find your Dream home today !!
Spring is finally here and the market is HOT HOT HOT!!! Buyers are active and trying to make the most of the time left before the mortage qulifying rules change in April and the banks tighten up. If you are thinking of listing your house now is the time to do it before the spring rush comes and more listings come on daily over the next few weeks. There is less competiton on the market right now if you list now you will only have say maybe 10 homes to compete with where in a few more weeks you will have 20 to compete with. Prices have increased slightly and number of units sold is up we are seeing multiple offers in fact I myself had a multiple offer last week on my new listing which sold for full list price in 1 week. So its a great time to get your house on the market.
Thanks again to all my clients for another great year and helping me achive my new;
MEDALLION SALES AWARD 2009 AND NOW MAKING ME THE
TOP 5% REALTOR EREB
Come and join me today at my open house in Evansdale 2- 4pm and check out this brand new 2009 huge 2 storey REDUCED $30,000. (see open houses) for address. Hope to see you there.
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Evansdale, Edmonton - We invite everyone to visit our open house at 9611 144 Avenue on March 14 from 2:00 PM to 4:00 PM.
Property information
For me success is not defined by material things but rather by whom I share my life with and the achievements and milestones we reach along the way. Having achieved the #1 REALTOR OF THE YEAR AWARD 2008 ROYAL LE PAGE ARTEAM ST.ALBERT, was a dream come true for me and a personal goal I had set for myself which came to be and something which I am very grateful and thankful for. However by sharing our success's and achievements I believe helps us become a better person so I would like to take this opportunity to thank all my past and present clients for all your business this past year and hope I can be of service to you all again in the future.
Life is rich with possibilities which can be achieved by determination !!!
Thanks Shirley